Message from the CEO

Welcome Membership!

Membership has it's advantages. Birmingham Bloomfield Credit Union strives to provide the best Products and Services a member could want. Member Service is a top priority. As a member of BBCU you expect that out of your financial institution.

I encourage you to provide feedback on your experiences with the credit union. We have a Survey that is on the home page that we use as a tool to keep in touch with the growing needs of our members.

Currently we have a couple of promotions running that you may be interested in. We are running Automobile Loans as lows as 4.50%. Call either office for details.

In this time of slashing credit card limits and arbitrarily raising interest rates we are lowering our Visa rate. We have a 2.9% balance transfer rate if done by 12/31/09. The rate last's until August of 2010. The rate will then revert to a rate as low as 8.9%. Call one of our loan officers today to take advantage of this program.

We also like to keep our members safe so please beware of all the scams that are taking place in this day and age. Please see some of the information below on how to combat these activities.

PHISHING

Over the past the year there has been new crime that has been increasing significantly called “Phishing”. Phishing is a term used for criminals’ attempts at stealing personal financial information through fraudulent e-mails and Websites designed to appear as though they were generated from legitimate businesses, financial institutions, and government agencies. These scams are contributing to a rise in identity theft, and debit/credit card and other Internet-based frauds.

The email appears to be totally legitimate that requests personal/private information from you or requests that you select a link and enter the information on a website that pops up. These false Emails and web sites look and appear all most exactly like you institutions. They generally state something like “Update your Records” , “Your card has been compromised” , “Your order can not be Completed”. Do NOT respond to these emails. Do NOT click on any of the links.

BBCU will not ask you for personal/private information, update card or account information via email.

If you feel that one of your Birmingham Bloomfield Credit Union cards have been compromised please contact us immediately at (248) 647-5958.

If the e-mail stated that it was specifically from Birmingham Bloomfield Credit Union, please forward the email to info@bbcu.org

You can report fraudulent emails at www.ic3.gov

For more information please visit http://www.antiphishing.org/index.html  or http://onguardonline.gov/index.html