You are eligible to join if you live, work, worship, or attend school in the state of Michigan.
You need a current non-expired driver’s license, or State ID with the correct address.
You need a second piece of identification such as a social security card, passport, insurance card or credit card.
Please have your social security card with you.
Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union savings account. You must maintain a minimum of $5 in this account to enjoy member benefits.
Visit any branch in Waterford, Birmingham, or Holly and have the above documents with you in order to complete the membership process.
|Loan Rates Effective as of|
|Loan Type||Rates as low as*||Terms / Information|
|Automobile||2.49%||Model year up to 10 years old. Loan terms up to 96 months.|
|Recreational Vehicles||2.99%||Great Terms Available to Fit your Budget!|
|Other Secured Loans||4.49%||Easy Monthly Payments|
|Signature Loan||5.49%||Apply Online or Contact a Representative|
|Premium Line of Credit||12.99%||Get Peace of Mind and Protection from NSF's|
|Visa Credit Cards||8.9%||Low Fixed Rate Interest Credit Cards|
|HELOC||5.25%||Home Equity Line of Credit, variable rate loan with a 7-year draw period.|
|Home Equity Loan||2.99%||Fixed Rates. Terms up to 180 months|
|*Rates are Annual Percentage Rates. Rates subject to change without notice.The APR is the credit unions standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. All loans are subject to approval and membership eligibility|
Have you been thinking about starting some home renovations such as your kitchen or basement? Home Equity loans allow you to borrow money using the equity in your home as collateral. A single draw, one-time advance, fixed rate loan with a set term. The amount borrowed depends on income, credit history, and the market value of your home.