You are eligible to join if you live, work, worship, or attend school in the state of Michigan.
(Or you can be qualified for membership through a $30 donation to the School Community Partnership, a community advisory group of the Board of Education for Birmingham Public Schools).
You need a current non-expired driver’s license, or State ID with the correct address.
You need a second piece of identification such as a social security card, passport, insurance card or credit card.
Please have your social security card with you.
Please bring a minimum deposit of $5 cash to begin a “share” account, the basic credit union savings account. You must maintain a minimum of $5 in this account to enjoy member benefits.
Visit either the Birmingham Main Office or Waterford Branch, and have the above documents with you in order to complete the membership process.
Model year up to 10 years old. Loan terms up to 96 months.
Great Terms Available to Fit your Budget!
Other Secured Loans
Easy Monthly Payments
Apply Online or Contact a Representative
Premium Line of Credit
Get Peace of Mind and Protection from NSF's
Visa Credit Cards
Low Fixed Rate Interest Credit Cards
Home Equity Line of Credit, variable rate loan with a 7-year draw period.
Home Equity Loan
Fixed Rates. Terms up to 180 months
*Rates are Annual Percentage Rates. Rates subject to change without notice.The APR is the credit unions standard rate. The rate may vary depending on each individual’s credit history and underwriting factors. All loans are subject to approval and membership eligibility
As a credit union, we strive to live up to the reputation of offering the lowest rates. Let us help you find the best loan for your needs.