You can expect the best from BBCU. Whether you carry a balance month to month, or pay the balance monthly, a Birmingham Bloomfield Credit Union VISA credit card is easy to use. Experience the convenience as you make payments via online banking (ItsMe24/7) or Teller Phone. You’ll save money with no annual fee, no cash advance fee, and a low interest rate as low as 8.9%*. Also, if you use your VISA card to rent a car, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency**.